How to enter a Sarwa referral code

Step 1: 📋 Copy the code

The code is DXKR1D4E. Copy it from the homepage card or type it manually. Sarwa’s referral field is not case-sensitive, but copy-paste eliminates typos.

Step 2: 📝 Register at Sarwa

Go to sarwa.co or download the Sarwa app. Registration asks for your email, phone number, and identity documents. Sarwa verifies your identity before you fund: this is a regulatory requirement under the FSRA.

Step 3: 🔑 Enter the code during onboarding

Look for the field labelled “referral code” or “promo code” in the sign-up flow. Paste DXKR1D4E. This is the only moment Sarwa accepts a code. The official terms state explicitly that codes cannot be added after account creation, and closing an account to reopen it does not qualify.

Step 4: 💰 Fund $500 or more within 90 days

The 90-day clock starts at registration, not at verification or first login. Deposit at least $500 total, in one transfer or several, across any mix of Sarwa Invest, Trade, and Save. All three products count toward the same total. Deposit more and you climb the bonus tiers, which raises the payout for both of us up to AED 3,000 each.

Step 5: 🎁 Collect the bonus

Sarwa credits AED 100 to 3,000 in AED to both accounts within 30 business days of you reaching a tier. Cross a higher tier before day 90 and Sarwa pays the difference on top. Earlier payouts stay.

📱 Where to check your status

• Mobile app: tap the Rewards section in the bottom navigation bar.
• Web dashboard: click the “Get AED 500” button at the top right.

⚠️ Before you fund: read this. The bonus comes with a 12-month retention requirement. Leave your deposit plus bonus in your account for 12 months and it is yours for good. Withdraw below that line and Sarwa may claw it back from both accounts. Every condition is in the terms, explained.

Official source: Sarwa referral program: help article